Archive for the ‘Safe Deposit Box’ Category

Private Vaults – Why you need one!

Do you know how many privates vaults are in the United States?

If you guessed over 10 then you were correct. The private vault industry is on the rise in America as well as around the world. In 2010, when Colorado Vault & Safe Deposit Box Co, opened there were only 3 private vaults in the United States; Dallas, Las Vegas, and the San Francisco Bay area. Now, private vaults are all across the U.S. from over 3 in California to the newest facility in the Washington D.C. area. Furthermore, as of June 2015 there were over 130 private vaults worldwide.

Why would one use a private safe deposit box rather than a bank; well there are several reasons:

  1. Not a bank – Since private vaults are in the storage business they specialize in storage, security and privacy. Clients have more options on how they store, what they can store and how they can access their stored items. Banks place restrictions on what can be stored in your safe deposit box, additionally banks have “bankers hours” which inhibits access.
  2. Security – Private vaults concentrate on securing the safe deposit boxes. Banks emphasize securing the cash. Private vaults have increased security measures that focus on keeping the vault and safe deposit box extremely safe. The next time you are in a bank; see how much attention is place on the vault. You will be surprised with the lack of attention on the vault and its contents.
  3. Privacy – Some private vaults offer complete anonymity where a client can have a numbered account. Many private vaults such as Colorado Vault & Safe Deposit Box Co ask for only name, address, phone as well as an email address. Most private vaults do not require date of birth, social security numbers, or passport numbers.

As financial situations continue to occur around the world; individuals need to and continue to find ways to diversify their wealth. Precious metals as well as cash stored in multiple safe and secure places are the only way one can reduce the risk of losing wealth.  Private vaults are a great alternative for offsite storage. If you have any additional questions please do not hesitate to contact Frank or Stewart with Colorado Vault & Safe Deposit Box Company.

 

 

 

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Firearm Gun Ownership

Recent events have renewed cries for stricter gun control.  The question that has risen is “How far can the Government go in restricting and individual’s right to keep and bear arms?”  In the Landlord/Tenant arena, the question becomes, “Can a Landlord prohibit Tenants from owning or possessing firearms on the property?”

The Second Amendment to the Constitution of the United States, as ratified by the States and authenticated by then Secretary of State, Thomas Jefferson, reads “A well regulated militia being necessary to the security of a free state, the right of the people to keep and bear arms shgunall not be infringed.” 1

At first glance, the Landlord seemingly would not have the right to limit another person’s Constitutional right to possess a firearm. There are many instances where a property owner’s right to determine what can or cannot be on his property is not absolute.

A Landlord can prohibit pets, but not assistive animals.  A Landlord can prohibit excessive traffic, but cannot prevent a Bible Study. The Federal and State Fair Housing laws limit what a private property owner can or cannot do.  If there is a “protected class” involved, namely, race, color, religion, sex, disability, familial status, or country of origin, a Landlord faces restrictions on what he can do on his property. So back to the question can a landlord prohibit a tenant from firearm gun storage?

Gun owners are not a “protected class” and therefore, not subject to Fair Housing laws.  Only governments, Federal, State or Local, cannot infringe on an individual’s right to keep and bear arms.

The matter then reverts to the property owner’s rights and the law of contract.  If a Landlord does not want firearms on his property, and the lease provides that the tenant agrees not to have firearms on the premises, it is a negotiated term and can be upheld.  However, it stands to reason that the converse would also apply.  If a Landlord wants to require that all tenants must have a firearm in the unit if they are going to rent from this Landlord, it would also be a negotiated term and would be upheld. Now that would be a twist…”To live in this apartment you must have firearm or gun owner.”

 

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Flood Prevention

floodHome floods happened more often than people realize. Many documents that are kept in the basement end up getting destroyed because of flooding. The best prevention is to keep important documents in a safe deposit box. Here are some tips to keep your house from flooding:

Exterior of Your Home:

Ensure the ground slopes away from your home on all sides including patios and driveways.

If grade cannot easily be altered, consider installing swales, berms or drains on the upslope side of your home that will capture and divert surface and ground water away from your foundation.

Annually clean and inspect gutters and downspouts and ensure downspouts extend at least 6 feet away from the foundation, preferably onto a splash pad.

Ensure basement window wells and doors have watertight seals and that window wells remain clear of debris and leaf litter that could block drains.

Look for cracks in your foundation wall and have a contractor professionally seal or repair any that might allow moisture to penetrate in to your basement.

If you are in an area with a high water table consider flood-proofing your basement by sealing the exterior surface or installing footing drains.

Interior of Your Home:

Install, maintain and service sump pumps annually & ensure all pump discharges are clear and downslope from the home. Having multiple pumps is preferable to relying on a single pump.

Consider a back-up power supply such as a battery back-up or generator, so your pump will continue to operate during power outages commonly associated with severe weather events.

Consider installing a high water alarm on your sump pump that will notify you and your alarm company if the pump fails to keep pace with rising water, before it reaches finished surfaces.

Elevate all valuable contents in your basement above the floor level.

 Data

  • 1 in 3 homes built in the US has a basement (National Association of Home Builders).
  • 60% of Basements are wet – American Society of Home Inspectors.
  • In the past 5 years, all 50 states have experienced floods or flash floods (www.FloodSmart.gov).
  • Total Flood insurance claims averaged nearly $4BN/Year between 2003-2012 (www.FloodSmart.gov).
  • Just a few inches of water inside a home can cause tens of thousands of dollars in losses.
  • Causes of basement flooding commonly include: fast melting snow; heavy rainfall and severe or prolonged storms.
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Are Your Valuables Safe?

We invite you to stop by and visit us to learn more about how we can help you.

8226 S Holly St, Centennial, CO 80122 Map

Call us at (720) 879-7134

Business Hours
Weekdays: 9AM - 6PM
Saturday: 9AM - 2PM
Sunday: By Appointment
24 Hour access available by appointment.

Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...