Despite the perverse nature of identity theft crimes, victims almost find it difficult to get meaningful help from government agencies. It is not a violent crime. There is not enough funds available to support dedicated investigative resources to help victims resolve the “horrible turn of events” that have ruined their financial standings and credit ratings. It’s up to you to be proactive in your efforts to protect you and your family from identity theft. Experts include these five tips:
- Always shred applications for credit cards before tossing them in trash.
- Keep accurate records of your credit card purchases and check your bills monthly carefully every month. Report any unfamiliar charge to your credit card company o bank immediately.
- Never give your date of birth, social security number, or mother’s maiden name to anyone who calls you on the phone; no matter who they claim to be, or what company they claim to represent. Always ask for the company’s main business number. Verify it with your phone company’s information service or internet search. Then call the individual back.
- Subscribe to Identity Theft protection; there are several ways to do this. For example, your insurance company, the major credit bureaus or an independent company.
- Check your credit ratings periodically; at least once a quarter; to look for errors.
These simple Identity Theft tips will help protect you from being a victim.
Reprint from – Security Central