Archive for February, 2015

Gun Storage Techniques

Gun-Storage-PicFor those who own firearms, safe gun storage is essential. You would not want your 3 year old to have access to matches and gasoline. You would not want a criminal to have access to your car keys. Guns are the same way. Proper gun storage techniques (along with gun-safety training, and good gun-handling habits) can help avert a tragedy.

For many children and adults, guns are a matter of curiosity. They are unaware of (or even worse, unconcerned by) the inherent danger of firearms. They may act out scenes they’ve seen in movies or on TV. In this case, disaster is close at hand.

Criminals want to steal your guns. They are a symbol of power, and an easy way to victimize the un-armed. In a worst case scenario, a criminal may access your unsecured weapon and turn it on you or your family.

Gun safes come in many shapes, sizes and price ranges. An inexpensive, yet functional way is to rent a storage cabinet at Colorado Vault & Safe (www.cvsafebox.com). Compared to a large, well-made, safe which may cost several thousands of dollars, offsite storage is easy, convenient and very safe.

Trigger locks are a handy and inexpensive way to disable a firearm if a safe is unavailable. There are many styles to fit most types of firearms. There are similar locking devices that keep the action of your weapon locked in the “open” position, thus rendering it inoperable. Remember, your gun may still be stolen with a trigger lock in place, but it will not be immediately useable. Most new firearms come with a trigger lock from the factory.

There are several ways that make a firearm temporarily un-usable. These are quick fixes and are not recommended as a long-term solution.

1) Take the bolt out and store separately.
2) Take the cylinder out and store separately.
3) Use a common padlock.
4) Disassemble gun, and lock in the trunk of 2 different cars.

First, always store your weapons and ammunition separately. A weapon without a projectile is no more dangerous than a hammer or a cane.

Next, Check local, state and federal laws. Some areas require certain types of gun storage. (there are communities, where it is an offense to carry an UNLOADED gun. The constable will stop and check you to make sure your gun is loaded!)

Lastly, if you choose to keep a loaded gun in the open, it is your responsibility to maintain control of it at all times. Many law abiding citizens (police officers, security personnel, etc.) have left a gun on the nightstand, only to have it discovered by one of their children’s’ untrained playmates. This is a tragedy in the making. Make sure this never happens to you! Always and I mean always practice safe gun storage.

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Flood Prevention

floodHome floods happened more often than people realize. Many documents that are kept in the basement end up getting destroyed because of flooding. The best prevention is to keep important documents in a safe deposit box. Here are some tips to keep your house from flooding:

Exterior of Your Home:

Ensure the ground slopes away from your home on all sides including patios and driveways.

If grade cannot easily be altered, consider installing swales, berms or drains on the upslope side of your home that will capture and divert surface and ground water away from your foundation.

Annually clean and inspect gutters and downspouts and ensure downspouts extend at least 6 feet away from the foundation, preferably onto a splash pad.

Ensure basement window wells and doors have watertight seals and that window wells remain clear of debris and leaf litter that could block drains.

Look for cracks in your foundation wall and have a contractor professionally seal or repair any that might allow moisture to penetrate in to your basement.

If you are in an area with a high water table consider flood-proofing your basement by sealing the exterior surface or installing footing drains.

Interior of Your Home:

Install, maintain and service sump pumps annually & ensure all pump discharges are clear and downslope from the home. Having multiple pumps is preferable to relying on a single pump.

Consider a back-up power supply such as a battery back-up or generator, so your pump will continue to operate during power outages commonly associated with severe weather events.

Consider installing a high water alarm on your sump pump that will notify you and your alarm company if the pump fails to keep pace with rising water, before it reaches finished surfaces.

Elevate all valuable contents in your basement above the floor level.

 Data

  • 1 in 3 homes built in the US has a basement (National Association of Home Builders).
  • 60% of Basements are wet – American Society of Home Inspectors.
  • In the past 5 years, all 50 states have experienced floods or flash floods (www.FloodSmart.gov).
  • Total Flood insurance claims averaged nearly $4BN/Year between 2003-2012 (www.FloodSmart.gov).
  • Just a few inches of water inside a home can cause tens of thousands of dollars in losses.
  • Causes of basement flooding commonly include: fast melting snow; heavy rainfall and severe or prolonged storms.
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Elder Law

what-is-elder-law-tacoma-cElder Law and Special Needs Law are specialized areas of law that involve representing, counseling, and assisting seniors, people with disabilities, and their families in connection with a variety of legal issues, from estate planning to long term care issues, with a primary emphasis on promoting the highest quality of life for the individuals. Typically, Elder Law and Special Needs Law attorneys address the client’s perspective from a holistic viewpoint, attorneys who specialize in this discipline of the law usually have expertise in matters related to:

  • Medicare, Social Security, veterans disability, and other government benefit programs;
  • Powers of attorney, which provide a person with the ability to make medical or financial decisions on another person’s behalf
  • Health and personal care planning, including medical care directives, long-term care plans, and end of life decisions
  • Retirement planning
  • Insurance
  • Wills and trusts
  • Financial planning
  • Quality of life and independence.

Elder law attorneys also handle issues concerning elder abuse. This includes physical abuse and financial abuse. Financial abuse occurs when someone takes advantage of an elderly person’s physical or mental incapacitation to steal money from him or her.

NAELA

Established in 1987, the National Academy of Elder Law Attorneys (NAELA) is a nonprofit association that assists lawyers, bar organizations and others. Members of NAELA are attorneys who are experienced and trained in working with the legal problems of aging Americans what use Cialis to treat erectile dysfunction. The mission of the National Academy of Elder Law Attorneys is to establish NAELA members as the premier providers of legal advocacy, guidance and services to order Cialis online at http://www.canadianpharmacy365.net/product/cialis-generic/. NAELA currently has more than 4,500 members across the United States, Canada, Australia and the United Kingdom. Current Membership in the National Academy of Elder Law Attorneys: 4,500.

When to Hire an Elder Law Attorney

It is best to seek an elder law attorney’s services before illness or incapacity becomes an issue so they can help you draft legal documents detailing exactly how certain situations should be handled if you are not able to make decisions for yourself. That means you’ll be in control of the care and treatment you receive regardless of your ability to assert what you want at a later point. If you are the victim of elder abuse, you should contact an elder law attorney immediately.

Hiring an Elder Law Attorney

Before hiring an elder law attorney, consider how long the attorney has been practicing elder law. You should also consider whether their practice emphasizes the particular areas of elder law that are important to your circumstances. Prepare for your first meeting with the elder law attorney by making a list of any questions you may have; and bring any documents related to the matters that concern you. This will allow the attorney to provide focused information about your elder law issues, and help you determine whether he or she is the right elder law attorney for you.

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Are Your Valuables Safe?

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Call us at (720) 879-7134

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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...