Archive for August, 2012

Hurricane Isaac

Hurricane Katrina 7 year anniversary is this week and in light of the Tropical Storm Isaac coming close to landfall and potentially becoming a Category I or Category II;  we figured we would give a quick list of things to do in an emergency. Many things may be common sense but hopefully this will trigger other ideas as well. Preparation is the key and these five steps should get you started!

An emergency kit – You can either buy one or create from scratch. The American Red Cross will have a list of suggested items to be included in your kit.  You should have enough items for the number of people in your family. Other things to include in your kit; water-proof matches, paper and pencils, resealable sandwich bags, duct tape, super glue, a sewing kit, and a small compass.

An emergency radio – These radios come in a variety of shapes and sizes as well as prices. Keep in mind how to power the radio, some use batteries some use cranks. Choose one that fits your needs. Also keep in mind weather resistance, frequencies and other additional capabilities such as cell phone charging and lights.

A Multi-Tool – This can be either a Swiss Army knife or a Leatherman-type tool. Never underestimate the usefulness of a Swiss Army knife!

Important Documents and Irreplaceable Items – If you have to evacuate your home in a hurry you will not want to spend time trying to grab these things. Items to store off-site should include: birth certificates, social security cards, house and car deeds, and passports.

Have Emergency Cash Available – If there’s a true natural disaster, you might find that your debit cards, credit cards and check book are not accepted. A couple of hundred dollars could go a very long way.

Now that I have a plan, it’s simply a matter of execution. Putting all the above supplies together should take only 2-3 hours and less than $200. I have only one problem. Where do we store the final kit? Do we store it in our home and hope that in an earthquake, there is time to grab it and go? Or should we store it in one of our cars? In the later case, we can immediately get out with just our car keys and not have to worry about something collapsing on our heads.

Is there anything that my emergency plan is missing? Where would you store your emergency kit?


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What does your kitchen junk drawer look like?

Reprinted from (

LONDONDERRY, NH (CBS) – New Hampshire’s Fire Marshal is warning people after a fire at an Amherst, New Hampshire home that is being blamed on a battery, paper clips, post-it notes, and other items stashed in a junk drawer.

The prongs of the battery, a 9-volt, apparently came in contact with a metal item and some paper. The metal item conducted the battery current, and the paper worked as fuel.

On Wednesday, Londonderry Fire Chief Mac Caffrie demonstrated for WBZ-TV just how it can happen.

“The potential is there,” Chief Caffrie said. “There are a lot of things in a normal junk drawer that do burn, and apparently the ignition source was a 9 volt battery.”

The battery warning surprised homeowners. Pat Kelley didn’t realize her junk drawer was full of things that could cause a fire.

“We didn’t know that. My husband nor I would even think of that,” she admitted.

Kelley says she’ll now heed the Fire Marshal’s warning, and separate her 9-volts from other items.

Chief Caffrie points out there are other easy solutions.

“Just take a piece of electrical tape and put it across the battery,” he said.

A simple move like that can protect your house from a very real risk.





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I don’t need my birth certificate!

If someone were to challenge you to go find your birth certificate as quickly as you could, how long would it take you? Often times, the length of time it would take someone to find their birth record is directly proportional to how important they think their birth certificate is.

Those who understand that it is the most important document you will ever own know exactly where it is; those who do not have that level of understanding either don’t have a copy of it at all or they have a vague idea of where it might be. There are, however, a number of reasons you should know exactly where your birth certificate is.

Most folks first realize the importance of birth records long before they are old enough to leave the house. After all, your parents may have used it when you were originally registered for school. If you changed schools, your official birth certificate was probably a standard enrolment requirement, so even before you were ready to move out and start your own life, your birth record has already become an essential part of life.

As you get older, your birth record only increases in importance. If you are like most Americans, you probably got your driver’s license when you were 16 or 17. You can’t get a driver’s license or a state ID card without a birth certificate.

With today’s increased border security, the federal government has suggested that even causal trips to our neighbors to the north and south require a passport. If you plan on exploring Europe, Asia or Africa at some point, you will need a passport for sure. These days, government regulations require a valid official copy of your birth certificate to get a passport. No birth certificate? You simply won’t be allowed to apply for a passport.

Finally, even if you never drive a car or leave the United States, you will still need an official copy of your birth records to get married. Every year, tens of thousands of Americans say ‘I Do’ from coast to coast. You risk being unprepared when Cupid’s Arrow strikes if you don’t have a copy of your birth certificate.

As you can see, there are a multitude of reasons to always have a valid copy of your birth certificate on hand at all times. It really is the single most important document you will ever own. You can store your birth certificate at Colorado Vault & Safe Deposit Box Co. for as little as $60 per year. (



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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...