Archive for May, 2012

2012 Bank Failure List

Please note that the FDIC is often appointed as receiver for

failed banks. These events are structured as bank mergers

and/or consolidations to avoid antitrust hearings.

 

Credit Union Failures are handled in much the same manner, and

deposits are insured by the National Credit Union Administration

(NCUA), the federal agency that charters, supervises and insures

federal credit unions.

 

  1. Security Bank, National Association – N. Lauderdale, FL
  2. Palm Desert National Bank – Palm Desert, CA
  3. Inter Savings Bank, fsb D/B/A InterBank, fsb – Maple Grove, MN
  4. HarVest Bank of Maryland – Gaithersburg, MD
  5. Bank of the Eastern Shore – Cambridge, MD
  6. Plantation Federal Bank – Pawleys Island, SC
  7. Fort Lee Federal Savings Bank, FSB – Fort Lee, NJ
  8. Fidelity Bank –  Dearborn, MI
  9. Premier Bank – Wilmette, IL
  10. Covenant Bank & Trust – Rock Spring, GA
  11. New City Bank – Chicago, IL
  12. Global Commerce Bank – Doraville, GA
  13. Central Bank of Georgia – Ellaville, GA
  14. Home Savings of America – Little Falls, MN
  15. Charter National Bank and Trust – Hoffman Estates, IL
  16. SCB Bank – Shelbyville, IN
  17. Patriot Bank Minnesota -Forest Lake, MN
  18. BankEast – Knoxville, TN
  19. Tennessee Commerce Bank – Franklin, TN
  20. First Guaranty Bank and Trust Company of Jacksonville – Jacksonville, FL
  21. American Eagle Savings Bank -Boothwyn, PA
  22. The First State Bank -Stockbrige, GA
  23. Central Florida State Bank -Belleview, FL


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Selling Your House

The housing market is beginning to turn and more and more buyers are in the hunt for a new home….Maybe yours!!!!

Before you place your home on the market consider this thought…

Place an ad in the local paper, craigslist and the internet inviting complete strangers to come by your home and look inside your kitchen, your basement, your office, and your bedroom. Remember in the ad to tell them how nice the house is (because you want to sell) and you want them to see it from 2-4 on Sunday afternoon.

Then, to make it more interesting, have another stranger (or someone you only have a brief relationship with) show them around the house. Meanwhile you go out, run some errands or have lunch.

Keep your valuables in that unlocked safe in the closet or in the top dresser drawer and leave everything pretty much where you normally would and when you get home maybe it will still be there. Sound like a plan? [It is one that thousands of people execute hundreds and thousands of times a year.}

Open houses are an interesting process that is a great way to bring attention to the sale of a home. If the homeowner is smart, they will hire a professional real estate agent to facilitate the process. However, the homeowner should not think of the real estate professional as the protector of their belongings.

No offense to my fellow Realtors…they are not in the business of security, they are in the business of selling your home. In fact homeowners in no way should consider their agents as security guards, yes I know they do have a responsibility to at least deter, but their job is make the potential  homebuyer feel as comfortable as possible and that may mean leaving them alone in your house.

Here are a couple of tips:

  • During open houses, if possible, have two agents. There is always strength in numbers.
  • Put away credit cards statements, receipts, bank statements…Identity Theft can happen to anyone.
  • Put signage out saying “Property Under Video Surveillance” or “Home Security”.
  • Double check the security system, make sure all the sensors are working properly.
  • Store your valuables and medications in a secure offsite facility.

 

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Are Your Valuables Safe?

We invite you to stop by and visit us to learn more about how we can help you.

8226 S Holly St, Centennial, CO 80122 Map

Call us at (720) 879-7134

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Weekdays: 9AM - 6PM
Saturday: 9AM - 2PM
Sunday: By Appointment
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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...