Archive for March, 2012

Allstate Offers Jefferson County Homeowners Advice For Lower North Fork Wildfire Evacuation

ENGLEWOOD, CO (March 27, 2011) – With wildfires burning in Jefferson County, Allstate (NYSE: ALL) is already responding and bringing resources to the evacuation center at Conifer High School to help policyholders. But right now, safety must take precedence.

It’s vital to listen to instructions from local authorities. If nearby residents have been evacuated, or if evacuations may soon be a possibility, homeowners should prepare immediately for a quick departure. If it is safe to do so, Allstate encourages homeowners to consider the following steps when preparing to evacuate.

Before leaving the home…

  • Collect all important papers and documents. This includes banking, insurance, and financial information, as well as bills and checkbooks.
  • Think carefully about what items are easily replaceable by insurance and what items are not, like family heirlooms, keepsakes, and pictures.
  • If you don’t have an up-to-date home inventory, walk through your home with a video or still camera. At the same time, make a list of what items you want to take during an evacuation. An inventory can help facilitate the claim process.
  • Contact your Allstate agent to determine whether your homeowners policy provides for additional living expenses if you’ve been evacuated from your home under mandatory orders.

If leaving the home…

  • Respect local authorities and law enforcement decisions on when to evacuate and when it is safe to return home.
  • Notify neighbors and friends of your intended destination, and exchange contact information.

And

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Scam Artists Target Senior Citizens

Ask your grandparents or any elderly citizen, what “crimes” they are most afraid of and more than likley they will say they are afraid of being robbed and /or assaulted when they are out in public. Statisctically, however, their fears are focused on the wrong crimes.

As people grow older their chances of becoming victims of physical attacks or street-crime decreases. Older citizens are more apt to become victims of fraud, scams and con games.  And, they are more apt to be victimized by “polite and apparently trustworthy” individuals rather than by aggressive street-thugs or “suspicious and shifty’criminal types.

Do you know someone who is overly concerned about being victimized? Here are some suggestions they should keep in mind which can reduce anxiety and help prevent crimes:

  • Go places with your friends or family, not alone
  • Carry your purse close to your body, not dangling by the straps
  • Carry your wallet in an inside coat pocket or a front trouser pocket
  • Don’t carry credit cards or large amounts of cash with you if you do not need them
  • Use direct deposit for any checks you receive on a regular basis
  • Whether you are the driver of a vehicle or a passenger, always keep the doors locked
  • Sit close the driver when riding a bus
  • If something or someone makes you feel uneasy, trust your instincts and leave

When it comes to fraud, scams and con games, remember the would-be perpetrators are going to be some of the nicest people you will ever meet. A con artist’s sole purpose is to make you believe that he or she is kind, honest and likable and has only your best interests at heart. Always be cautious and suspicious whenever a stranger wants to be your new best friend-particularly if there is money and/or valuables involved.

Here are some additional tips to prevent fraud:

  • Do not keep large amounts of money in the house
  • If you are in the process of being robbed, do not resist and hand over belongings to avoid getting hurt
  • Do not keep credit cards and checkbooks together so as to prevent signature forging if the two are stolen together
  • Shred personal information before discarding

 

Excerpt: Security Central Newsletter

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Top 10 Scams of 2011

Scams, much like viral cat videos, are a staple of the Internet. Even the savviest of Internet users can still get tangled in the web’s latest harmful trick — such as these 10 highlighted from the past year.

The Better Business Bureau has released this infographic, charting the biggest consumer scams of 2011. Their rankings are based on the volume and spikes in complaints, the economic climate and major events exploited by scammers, information collected by its Scam Source, and alerts issued through local BBBs during 2011.

If these scams seem like tricks you’ve seen, don’t fear (too much). To fall victim to a scam, you generally need to actively follow instructions to give away your personal data.

 

2011 Top 10 Scams

1.       Phishing Scams

2.       Sweepstakes and Lottery Scams

3.       Mail Fraud

4.       Online Merchants

5.       Social Media/Online Dating Scams

6.       Roofing Scams

7.       Job Scams

8.       Timeshare Scams

9.       Penny Auction Websites

10.     Identity Theft

 

 

 

Excerpt from Mashable Business and BBB

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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...