Archive for July, 2011

Bank of Choice is 5th Colorado bank to close in 2011.

The State of Colorado regulators closed the Greeley, Co based bank; Bank of Choice on Friday. This was the 5th bank in 2011 that has closed in Colorado. Like so many other banks in the United States, Bank of Choice was hurt by the economy and the subsequent decline in the commercial real estate market.

Bank of Choice, which had 17 branches in and out of the Denver area, was categorized as significantly undercapitalized earlier this year by the FDIC. Bank of Choice had a heavy concentration in the commercial real estate market and development arenas which is uncharacteristic of a solid community bank. As the real estate market cooled down developers fell behind on their payments which led to the overall demise of the financial institution.

Bank Midwest from Kansas City, Mo has entered into a purchase and assumption agreement to assume all of the deposits of Bank of Choice and a limited number of its’ liabilities. The bank should be open today!


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Required items in an emergency situation

The summer time is in full swing. The United States has had some of the most unpredictable weather on record. Floods, fires, Tornadoes, and Dust storms have all affected some part of the country so far this summer.  With all these events many people find themselves displaced without the necessary items.  I would like to share with you some items to keep in an emergency supply kit. Here’s the list:

  • Water – 1 gallon of water per person per day for at least 3 days.
  • Food – a 3 day supply of non-perishable food items
  • Flashlight & extra batteries
  • First Aid Kit
  • Whistle
  • Dust Mask
  • Moist towelettes
  • Wrench or pliers
  • Can opener
  • Local map
  • Cell phone with chargers

Additional Items to consider

  • Prescriptions medications
  • Infant formula & diapers
  • Pet food
  • Important family documents
  • Cash
  • Emergency reference material (such as a first aid book)
  • Blankets
  • Change of clothes
  • Household chlorine & medicine dropper
  • Fire extinguisher
  • Matches
  • Personal hygiene products
  • Mess kits, paper cups, plates etc…
  • Books and games


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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...