Archive for February, 2011

The Forever Stamp!

The humble stamp is now one of the best investments around, because you can’t lose money on it. From now on, they’re all “Forever Stamps” — good no matter how much the United States Postal Service hikes rates. And trust me, postage rates are going to keep going up.

Over the past 10 years, first-class postage went up 29%, compared with a 0.1% gain for the Standard & Poor’s 500 Index ($INX). Generous health care and retirement promises to postal workers, combined with weak revenue because fewer people use traditional mail, have created serious pressure to raise postage rates. It’s almost a lock that postage rates will outpace inflation. Meanwhile, storing this physical investment is fairly simple, and there are no restrictions on resale. Think about it: When a stamp costs $1.25, today’s 44-center will go for a buck on eBay, easily.

All this explains why Peter Schiff, the CEO of Euro Pacific Capital, calls the first-class postage stamp the most attractive “federally guaranteed inflation-protected asset” around. “Forever Stamps are about as close to a sure thing as most people will ever get,” he says….(reprinted for cvsafebox)

So buy your stamps and place them in your safe deposit box!  You are sure to make some money!

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Emergency Preparedness and your Community; How prepared are you?

The winter season in the U.S. has been extraordinarily cold and snowy. The NFL actually postponed a regular season game for being too cold! Even here in Colorado where our temperatures rarely go below zero degrees in the winter; we have had record setting low temperatures that closed schools and businesses. The surprising thing to all of this is every time a disaster happens; many people are caught off-guard. Not prepared. It is amazing to me that we; U.S. citizens; continue to get caught with our pants down by fires, hurricanes, snowy blizzards, cold weather, floods…etc.

I am here to help enlighten, teach, guide or just plain out point you in the right direction to Emergency Preparedness.

The following is an excerpt from the Citizens Corp webpage:

Are You Ready?: An In-depth Guide to Citizen Preparedness

The FEMA publication Are You Ready?: An In-depth Guide for Citizen Preparedness, is a 200-page comprehensive guide that walks the reader through a step-by-step approach to getting informed about local emergency plans, how to identify hazards that effect their local area, and how to develop and maintain an emergency communications plan and disaster supplies kit. Other topics covered include evacuation, emergency public shelters, animals in disaster, and information specific to people with disabilities. Are You Ready? Also provides in-depth information on specific hazards including what to do before, during, and after each hazard type.

If you would like more info about emergency preparedness please email me

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Entrepreneur’s hang on!

FirsTier of Louisville; a small community bank in Colorado; was taken over by the FDIC a couple of weeks ago.  It is now on the long list of failed banks in the U.S.;  let me ask you this, was FirsTier’s leadership negligent in its strategy?  FirsTier had the same strategy as many other financial institutions, which was to pay high interest rates on accounts to attract deposits and then turn around and lend that money out to construction and other commercial real estate deals.

Between 2003 – 2007 money was flowing and everyone was building.  The economy was expanding and bankers in Denver, Colorado were reaping the benefits.  This strategy seemed sound and who could blame the CEO of FirsTier, he was making money for his investors, his bank and for himself; Tim Wiens was doing his job!  Where the leadership went wrong was that when all other banks seem to be pulling out of the commercial real estate business FirsTier pushed on increasing their commercial portfolio over 50% in 2008.  Was it negligent or was it optimism?  I say a little of both.

In this country, all small businesses are built and trained to take risks; otherwise we would not be in business.  Every entrepreneur who decides to open a business and leave cushy corporate America is taking a risk.  He is risking his personal credit, probably some retirement savings and his family’s well being for the dream of making his own way.  Going it alone!  Staking his claim!  There is something to be said for that.  Failure or success; this country and its small businessmen need to continue to fight and make it.  We cannot give in to fear or hard times we must perservere.  So I say to Tim Wiens and all other small business owners:  Hang on, Push through, (Just Keep Swimming!) it is always the darkest before light!

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Are Your Valuables Safe?

We invite you to stop by and visit us to learn more about how we can help you.

8226 S Holly St, Centennial, CO 80122 Map

Call us at (720) 879-7134

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Co-Founder Frank Robinson

Frank Robinson graduated from Boise State University with a degree in Business Administration, emphasis in Human Resources. He also has a Master of Arts in Organization Management from the University of Phoenix. Frank played professional football for the Denver Broncos and Jacksonville Jaguars for 3 years. Learn More...

Co-Founder Stewart Gallagher

Stewart Gallagher graduated from Colorado State University with a Major in Political Science and minors in both Economics and Philosophy.  Over the past 12 years Stewart has worked for 3 major financial intuitions holding various positions from teller to Assistant Vice President-Branch Manager. Learn More...